For most of us, buying a house is the largest financial commitment we are ever likely to make. The deposit, the mortgage, the estate agency fees… and that’s before you even factor in the costs of moving. So, if there was ever a time to make sure that you have all of your ducks in
When you go to a house viewing, you’ll probably already know quite a bit about the property. However, estate agent notes and Rightmove photos only go so far, and that’s why house viewings offer a great chance to really delve into the ins and outs of a property. You already have the estate agent (or
In essence, ‘shared ownership’ is exactly what it sounds like. You buy a percentage of your home (anywhere from 10% upwards, but usually between 25-75%) and the local housing association owns the rest; you then pay rent to the housing association for the percentage that they own. Simple! This usually means a smaller deposit and
It’s not uncommon to find properties with so-called ‘restrictive covenants’ attached to them. But what are they, and are they as daunting as they sound? The answer depends on what the covenant is for. Once you know, it’s usually a lot easier to decide whether it should affect your plans to purchase a property. So
There are many ways you might choose to purchase a new property. Most commonly, buyers will use a combination of a cash deposit which they have saved or been gifted alongside a mortgage loan. For existing homeowners, the funds from the sale of their previous home may also be used to cover some or all
As soon as you have made an offer on a property and it has been accepted, you need to arrange a survey of the property. Unless of course you live in Scotland, where the vendor is responsible for providing a home buyer’s report, which should have been completed before the property goes on the market.
Here at Yopa, we’re not just about selling homes – we’re also deeply immersed in the ever-changing tide of the UK property market, constantly tracking where homebuyers are setting their sights. In our latest piece of research, we’ve sifted through property search statistics from the first quarter of 2023 and compared these figures with the
Whilst there are many options when it comes to finding out the value of your home, if you have received an offer to sell some of your garden, or you are thinking of asking to buy some of your neighbour’s land, you might wonder how to arrive at an accurate valuation. Below, we review the
We talk to Anthony Conroy, Yopa’s Head of Scotland, about what’s happening in the property market and how buyers and sellers can reduce home-moving stress. Plus: fireman’s pole or slide? Listen here or download from your favourite music or podcast app including Spotify, Apple Music, Amazon Music, and more. Thinking of selling your home? Get
If you live and work in London, you might have already considered moving out of town. Lower living costs and more space are just two benefits of travelling to work from outside the capital, especially for families with children. But commuting isn’t for everyone, particularly with the longer travel times and the potential expense of
Google can tell us a lot about our collective habits, obsessions, and questions – and it’s no different when it comes to the property market. Join us as we talk about the ten most searched-for property words and phrases, what they mean, and why we’re so interested in them. Listen here or download from your
As interest rates increase, the amount you pay on your mortgage each month could go up too. Stay ahead of any surprises by finding out how much your mortgage could potentially go up by. The size of potential increases depend on lots of things, including the size of your mortgage, the current interest rate, and
